Rates & Fees

Footnotes:

• ¹ WARNING: Comparison rate based on $150,000 over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Applications are subject to lending criteria. Terms & Conditions and fees & charges apply. Loan will be discounted by 0.40%pa for first 2 years. Loan will revert to The Mac Basic Variable Home Loan at end of 2 year discounted period.
• ² WARNING: Comparison rate based on $150,000 over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Applications are subject to lending criteria. Terms & Conditions and fees & charges apply. $1,000 Gift Card is only available to first 20 approved and settled home loans.
• ³ WARNING: Comparison rate based on $150,000 over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Applications are subject to lending criteria. Terms & Conditions and fees & charges apply. This loan is only available for loans where the LVR is 70% or lower.
• ⁴ WARNING: Comparison rate based on $150,000 over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Applications are subject to lending criteria. Terms & Conditions and fees & charges apply.
• ⁵ WARNING: Comparison rate based on $150,000 over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Applications are subject to lending criteria. Terms & Conditions and fees & charges apply. Loan will revert to The Mac Basic Variable Home Loan upon completion of fixed period.
• ⁶ At the end of the fixed period, the loan will automatically convert to The Mac’s Basic Variable Home Loan, unless we are instructed in writing by you otherwise. The interest rate tier for the Basic Variable Home Loan will be based on the amount of your original application, not the balance of your loan at the end of the fixed period. This Offer may be closed to new applications at any time at The Mac’s discretion (applications submitted before the Offer is closed will still be eligible to receive the Offer if all other eligibility criteria are met). Application must be for New Loans and for a minimum of $250,000
• ⁷ The Canstar 2020 Outstanding Value New Car Loan Award was received in November, 2020 for the New Car Loan product.
• ⁸ WARNING: Comparison rate based on $30,000 over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Applications are subject to lending criteria. Terms & Conditions and fees & charges apply.
• ⁹ Maximum of 2 withdrawals per calendar year. We reserve the right to close or refuse to accept further deposits if the account is not being used for purposes other than for private or domestic use of the child.
• ¹⁰ Minimum $500 for Junior Term Deposits. Only available for members with a Mini Mac Bonus Saver or a Youth Saver Account.