Kids Account FAQs

Kids accounts with The Mac makes everyday banking simple.

Feature  
Interest Calculated daily, paid monthly
Branch transactions Yes
EFTPOS/ATM access No
Visa Debit card access No
Online banking access Enquiry only access for operating parent/legal guardian
Direct credits Yes
Periodical payments No
BPay No
Feature  
Interest Calculated daily, paid monthly
Branch transactions Yes
EFTPOS/ATM access Yes
Visa Debit card access Yes
Online banking access Yes
Direct debits/credits Yes
Periodical payments Yes
BPay Yes

Mini Mac accounts have a maximum of 2 withdrawals per calendar year. Youth Saver accounts do not have a limit on the number of transactions – however there is a daily withdrawal limit of $250.

Only Youth Saver Accounts can have access to a Visa Debit Card. While you remain on a Youth Saver Account there are no fees associated with your card. There is a daily limit of $250 on Visa Debit Cards that are attached to Youth Saver Accounts.

Statements are provided 6 monthly on both Mini Mac and Youth Saver Accounts. If a Youth Saver Account holds an active Visa Debit Card, statements will be provided monthly. Duplicate statements can be requested at any time from our branches. Fees and charges may apply.

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1300 622 278 / BSB 802 388 © 2024 The Mac is a registered trademark of Macarthur Credit Union Ltd ABN 83 087 650 244. AFSL/Australian Credit licence No 239933 Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Conditions of Use, Summary of Accounts and Access Facilities and Fees, Charges & Transaction Limits brochures before acquiring our products.

 

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