MEMBER NOTICE: We’ve been made aware of an issue that may affect some Members using The Mac App on Apple devices when updating to the new iOS17 being rolled out by Apple. If you have trouble accessing The Mac App after updating to iOS17, simply delete The Mac App from your device and reinstall it from your App Store. You will then need to log in using your Member Number and Online Banking password.

We advise Members not to make too many attempts to access The Mac App if affected as it may block you from your online services. If this happens or you have any questions, please call our team on 1300 622 278 between 8am and 5.30pm Monday to Friday and we can assist you.

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Compare Our Childrens Accounts

Not sure which account is the right one for your child?

 

There are some key differences between our children’s accounts that you need to know about before opening an account for your child with us. Read our comparison of our Mini Mac Bonus Saver, Youth Saver and Junior Term Deposit accounts, to help you decide.
  Junior Term Deposit Mini Mac Bonus Saver Account Youth Saver Account
Interest Rate 4.70% p.a. Bonus interest rate 1.60% p.a. 0.02% p.a.
Base & Bonus Interest Total - 0.77% p.a. -
Variable Interest Rate - 0.02% p.a. -
Bonus Interest Rate - 0.75% p.a. -
Interest on Maturity 12 months 4.70% p.a. - -
Annual Fee - $0 $0
Monthly Fee - $0 $0
Periodical Payments - Yes * Yes +
Interest Paid - Monthly, calculated daily Monthly, calculated daily
Direct Debits - No Yes
Online Banking & The Mac App - Yes # Yes +
ATM/EFTPOS Access - No Yes +
Visa Debit Card - No Yes +
Branch Access - Yes ^ Yes
BPAY® - Yes * Yes +

* Credits only. No debits authorised.

+ $200 daily limit applies.

# Online Banking Enquiry Only access for operating parent/legal guardian.

^ Maximum of 2 withdrawals per calendar year. We reserve the right to close or refuse to accept further deposits if the account is not being used for purposes other than for private or domestic use of the child.

Footnotes:

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1300 622 278 / BSB 802 388 © 2023 The Mac is a registered trademark of Macarthur Credit Union Ltd ABN 83 087 650 244. AFSL/Credit licence No 239933 Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Conditions of Use, Summary of Accounts and Access Facilities and Fees, Charges & Transaction Limits brochures before acquiring our products.

 

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